5

I told my friend, 'I've been really good at budgeting.' He said, 'That's great! What's your system?' I said, 'I have a folder in my phone called "Expenses." I put receipts in it. I have not opened the folder in nine months. I assume the money is still in there.'

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My friend said, 'I finally stopped impulse buying.' I said, 'That's great! What was the last thing you impulse-bought?'

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My friend said, 'I finally figured out my budget.' I said, 'That's great! What's the breakdown?' He said, 'I have a column for bills, a column for food, and a column called I don't know where this went. The third column is the biggest by far.' I said, 'That's not a budget, that's a crime scene.'

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I tried to save money by making my own coffee at home.

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I asked my financial advisor for advice on getting rich.

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I tried to save money by making my own clothes.