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My friend said, 'I finally started investing.' I said, 'That's great! What did you put in?' He said, 'Two hundred dollars.' I said, 'That's a great start! What are you buying?' He said, 'I don't know. I put it in an app. The app told me to diversify. I don't know what that means. I think it means I can't put it all in one thing.'

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