My friend said, 'I've been really good at cutting back on subscriptions this month.' I said, 'That's great! How many did you cancel?' He said, 'Three.' I said, 'Out of how many?' He said, 'Ninety-four.' I said, 'That's still a lot.' He said, 'Yeah. But three of them were ninety-nine cents a month. I saved two dollars and ninety-seven cents. I looked at my bank account. I was still broke. But for about forty-five seconds, I felt like a billionaire. I took a screenshot of the two ninety-seven. I put it on my phone wallpaper. I will look at it every time I unlock my phone and remember that I am, in fact, saving money.'