61MoneyI told my friend I was 'living paycheck to paycheck.' He said, 'That's tough. How are you managing?' I said, 'I'm not managing. I'm surviving. There's a difference. Managing implies I have a plan.'Show PunchlineShare
50MoneyI told my friend I was going to 'live below my means this year.' He said, 'That's really mature. What does that look like?' I said, 'I'm going to buy one thing instead of two. I'm going to eat at home instead of a restaurant. I'm going to drive instead of taking an Uber.' He said, 'That's just... normal adulting.'Show PunchlineShare
74MoneyI told my wife I was going to 'track every single dollar this month.' She said, 'Great, where are you tracking them?' I said, 'In my head.' She said, 'And how accurate is that?'Show PunchlineShare
56MoneyI told my friend I finally 'started a budget.' He said, 'That's great! What's your biggest category?' I said, 'Regret. I have a whole column for it. It's the biggest. It's always the biggest.'Show PunchlineShare
45MoneyI told my financial advisor I wanted to 'stop living in the moment.' He said, 'Great. What's your five-year plan?' I said, 'I don't have one.' He said, 'Then how can you stop living in the moment?'Show PunchlineShare
41MoneyI told my friend I was doing a 'no-spend month' to reset my finances. He said, 'That's really disciplined. How's it going?' I said, 'I haven't spent a single dollar.' He said, 'That's impressive.'Show PunchlineShare
10MoneyI told my friend I was 'cutting back on spending.' He said, 'What did you cut?' I said, 'I cut the credit card. With scissors. The bank called. I told them it was a security measure.' They said, 'Sir, you cut it into three pieces and mailed them back.'Show PunchlineShare
59MoneyI told my accountant I wanted to 'minimize my tax burden' this year. He said, 'Great. Let's start with your income. What do you earn?'Show PunchlineShare
14MoneyI told my financial advisor I wanted to 'stop living paycheck to paycheck.' He said, 'Great. What's your biggest recurring expense?'Show PunchlineShare
82MoneyI told my banker I wanted to 'grow my savings.' He said, 'What's your current strategy?' I said, 'I have a jar in the kitchen with a slot in the top. I put coins in it and hope for the best.'Show PunchlineShare
26MoneyI told my financial advisor I wanted to build an emergency fund. He said, 'Great. How much can you set aside monthly?' I said, 'I can set aside the four dollars I have in my checking account, but I'd need to do it in installments.'Show PunchlineShare
28MoneyI told my financial advisor I wanted to 'diversify my portfolio.' He said, 'Great. What do you currently have?' I said, 'A sandwich in the fridge that's been there since Tuesday and a twelve-dollar Amazon gift card.'Show PunchlineShare
27MoneyI told my kid I was 'investing in the future' by buying a new vacuum cleaner. He looked at me and said, 'That's not the future. That's the carpet. And the carpet already exists.'Show PunchlineShare
52MoneyMy kid asked why we can't buy the two-hundred-dollar toy. I said, 'Because money doesn't grow on trees.' He pointed at my wallet.Show PunchlineShare